About Us


Chad Gay- Cahaba Benefits Group President

Chad Gay- Cahaba Benefits Group President

Cahaba Benefits Group, LLC is a licensed, independent, multi-line agency offering competitive commercial and personal coverage through top-rated insurance companies.  We are staffed with proven insurance professionals committed to focusing on our clients needs and providing highly personalized service.  With over 40 years of experience working within the individual and group markets we provide our clients with the most up to date product offerings. Our mission is to deliver greater client and employee satisfaction through superior service.

We understand that today’s economic and work environment presents business owners with tough financial choices. Each company has its own challenges, and the business owner has especially been impacted by the rising cost of insurance. Cahaba Benefits Group, LLC recognizes that recruitment and retention of employees depends on the benefits package being offered by the company.  We work with each one of our clients to develop innovative benefit package solutions. Our experience in the group benefits industry allows us to offer a wide variety of products to our clients in order to fit all budgets.

Cahaba Benefits Group, LLC has established relationships with all carriers in the market.  We ensure that all carriers we work with are licensed to do business in the state in which your company is domiciled. Our primary relationship is to our clients so that we make sure all factors are considered when choosing products and carriers.

We can assist employer groups of all sizes and individuals implement a group benefits program or compare options versus what is currently in place.  Cahaba Benefits Group, LLC works for our clients, not the insurance carriers.  When you partner with Cahaba Benefits Group, LLC we commit to working with you to find the best benefits available. Our job is to remove the stress related to insurance products, so you can concentrate on doing your job.

Benefits of Becoming a Client: 

  • Provide educational enrollment meetings and materials
  • Coordinate sales and renewal processes
  • Provide benefit reviews and market analysis
  • Advise on the impact of current issues, and regulatory activities to ensure compliance
  • Investigate claim and administration issues
  • Assist with employee benefit changes and updates
  • Coordinate new hire enrollments and terminations
  • Provide Employee Benefits Portfolio
  • Process employee enrollments and terminations
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